Allen County, OH: Foreclosures, Tax Liens & Distressed Properties

Allen County, Ohio is scored end-to-end by DLRadar for property distress, drawn only from deterministic public records. Bank/credit headwind for the county is 40 on a 0–100 scale, a moderate reading. ZIP-level distress ranges from 18/100 at the top down to 5/100. There are 20 scored ZIPs in the county (mean composite 15/100).

In its expansion phase, Allen County home prices rose 11.0% across the last year, a 100/100-confidence read. Even as prices climb, pockets of distress persist even as the headline looks strong.

Through Allen County's +11.0% YoY climb (100/100 confidence), liquidity improves for clean exits which speeds resale of distressed buys. A moderate 40/100 lender headwind points to mixed owner- and bank-driven distress.

Distress concentrates in ZIP 45817 (18/100), ZIP 45801 (17/100), ZIP 45804 (17/100), ZIP 45805 (17/100), ZIP 45807 (17/100), ZIP 45808 (17/100) — drill into any for the parcel-level read. Other tracked Allen County ZIPs include 45809, 45820, 45854, 45806, 45850, 45830, 45844, 45877, 45887, 45895.

Profile-wise, Allen County's tracked footprint run poverty running near 10.8%, vacancy near 10.3%, household income averaging about $65,104, below the national median, median home values around $164,355 (below the national figure), an owner-occupied share of 76%, a median age of 39.5. Numbers like these frame who sells under pressure and how fast a deal moves.

At 15/100 composite over 20 ZIPs, Allen County rewards parcel-by-parcel work — work it parcel by parcel. Unlock Allen County to see every parcel's owner, address and APN, a distress score and bank-exposure read.

The distress read for Allen County, Ohio is refreshed as new public records post and uses the same methodology coast to coast, so Allen County stays directly comparable to any other market you track.

Scores in Allen County, Ohio exist to concentrate effort: a handful of ZIPs hold most of the distress, and the rest seldom justify the acquisition cost. All Allen County inputs are public record — recorder, court, FHFA and FDIC — and the score is rebuilt on ingest rather than modelled forward.

The ZIP breakdown for Allen County leads with 45817 (18/100), 45801 (17/100), 45804 (17/100), 45805 (17/100), 45807 (17/100), 45808 (17/100). DLRadar also scores 45809, 45820, 45854, 45806, 45850, 45830, 45844, 45877 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

The Allen County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.