ZIP 45876 Property Distress & Foreclosure Data

Putnam County, Ohio's ZIP 45876 registers 7/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in structural risk (14/100), construction/permit lag (4/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Structural risk reads 14/100 against active distress of 1/100.

The peak-phase market in 45876 posted values that rose 4.9% over the year, and 11% higher over three years, at 43/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 2.3%. On demographic stress specifically, 45876 scores 21/100. The tenure split is 87% owner-occupied to 13% rented. Roughly 3.3% live below the poverty line, a low share typical of higher-equity areas. A median home runs $249,100 here, or 3.1 times local income. Rent burden reaches 14% of tenant households. Population is roughly 913 with a median age of 43. About 30% have a four-year degree. There are about 365 housing units across 45876. Households earn a median $75,250 — near the roughly $78,000 national figure.

On balance 45876 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.