ZIP 45863 Property Distress & Foreclosure Data

ZIP code 45863 in Van Wert County, Ohio carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (75/100), structural risk (27/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural exposure scores 27 and live distress 1 on the 0–100 scale.

The market reads expansion — home values rose 5.1% year on year, and 50% higher over three years, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,388 people live here, median age 38. Home values center near $115,400, an affordability ratio of 2.0× — accessible. Educational attainment sits at 11% bachelor's-or-above. There are about 565 housing units across 45863. Vacancy runs 14.8%, above the national norm and a classic distress-and-opportunity signal. 9.6% of residents fall below the poverty threshold. Owners hold 92% of homes, renters 8%. Rent burden reaches 37% of tenant households. Median household income is $62,841, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 25/100.

Net-net, 45863 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.