ZIP 45886 Foreclosure, Tax-Lien & Distress Report
Paulding County, Ohio · Affordable market
On DLRadar's 0-100 distress scale, ZIP 45886 in Paulding County, Ohio comes in at 5, a minimal composite-distress reading. Latent structural risk is 10/100 while live distress already moving reads 1/100. Property-level stress concentrates in structural risk (10/100), construction/permit lag (9/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.
The market reads expansion — home values rose 5.0% year on year, at 31/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
At $81,607, median income runs near typical U.S. levels. On demographic stress specifically, 45886 scores 23/100. 79% of housing is owner-occupied. Vacancy runs 9.6%. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 167 housing units. Rent burden reaches 35% of tenant households. Home values center near $88,100, an affordability ratio of 1.1× — accessible. Educational attainment sits at 3% bachelor's-or-above. About 422 people live here, median age 43.
Broadly, 45886 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 45886 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 45886 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 5/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 45886 shows blanks, not estimates, wherever the record is sparse.
Behind 45886's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 45886 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 45886
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
45886 at a glance
The live 45886 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Paulding County
Nearest ZIP codes to 45886
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
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See every distressed parcel in 45886
Pull every distressed parcel in 45886 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology