ZIP 45886 Property Distress & Foreclosure Data

ZIP code 45886 in Paulding County, Ohio carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 23/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (61/100), structural risk (23/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 5.0% over the trailing year (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $81,607, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 23/100. 79% of housing is owner-occupied. The vacancy rate is 9.6%. The poverty rate is 4.5% — low. The ZIP holds roughly 167 housing units. Around 35% of renters are cost-burdened. The typical home is worth about $88,100 (1.1× income, relatively affordable). Around 3% of adults hold a bachelor's degree or higher. 422 residents call 45886 home, typically aged 43.

On balance, 45886 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.