ZIP 45882 Foreclosure, Tax-Lien & Distress Report

Mercer County, Ohio's ZIP 45882 registers 12/100 composite distress, which DLRadar reads as minimal. The split runs 26/100 structural to 1/100 active on the ground. Property-level stress concentrates in construction/permit lag (48/100), structural risk (26/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

The peak-phase market in 45882 posted values that rose 3.9% over the year, and 13% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 1,312 housing units across 45882. Roughly 9.4% live below the poverty line. About 2,719 people live here, median age 43. About 18% have a four-year degree. Around 34% of renters are cost-burdened. 85% of housing is owner-occupied. The typical home is worth about $161,700 (2.2× income, relatively affordable). DLRadar's demographic-stress index for the area reads 25/100. Households earn a median $71,938 — near the roughly $78,000 national figure. The vacancy rate is 15.1% — elevated.

Net-net, 45882 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 45882 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 45882's 12/100 can be lined up against any neighbor in Mercer County, Ohio or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 45882, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

45882's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 45882 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.