ZIP 45822 Property Distress & Foreclosure Data

ZIP code 45822 in Mercer County, Ohio carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 29/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (59/100), structural risk (29/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The expansion-phase market in 45822 posted values that rose 5.1% over the year, and 17% higher over three years (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 35% of renters are cost-burdened. The ZIP holds roughly 9,741 housing units. Households earn a median $72,106 — near the roughly $78,000 national figure. Population is roughly 20,170 with a median age of 42. Roughly 8.6% live below the poverty line. On demographic stress specifically, 45822 scores 27/100. A median home runs $182,700 here, or 2.6 times local income. The tenure split is 75% owner-occupied to 25% rented. About 21% have a four-year degree. The vacancy rate is 14.1% — elevated.

On the whole, 45822 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.