ZIP 45846 Property Distress & Foreclosure Data

In Mercer County, Ohio, ZIP 45846 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 29/100, with 1/100 of stress already active. Its standout signals are construction/permit lag (57/100), structural risk (29/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The expansion-phase market in 45846 posted values that rose 5.1% over the year, and 16% higher over three years (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $92,273 — above the roughly $78,000 national figure. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas. Around 19% of renters are cost-burdened. The ZIP holds roughly 1,685 housing units. Population is roughly 4,763 with a median age of 38. About 20% have a four-year degree. The tenure split is 90% owner-occupied to 10% rented. On demographic stress specifically, 45846 scores 22/100. A median home runs $249,400 here, or 2.7 times local income. The vacancy rate is 3.2%.

Broadly, 45846 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.