ZIP 47381 Foreclosure, Tax-Lien & Distress Report

Jay County, Indiana's ZIP 47381 registers 13/100 composite distress, which DLRadar reads as minimal. Structurally it carries 29/100, against 1/100 of stress already in motion. The pressure is most legible in construction/permit lag (45/100), structural risk (29/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (4/100).

The expansion-phase market in 47381 posted values that rose 5.1% over the year, at 30/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 90 housing units. About 199 people live here, median age 34. At $58,958, median income runs below typical U.S. levels. Rent burden reaches 56% of tenant households. The typical home is worth about $83,800 (1.6× income, relatively affordable). About 7% have a four-year degree. The tenure split is 76% owner-occupied to 24% rented. On demographic stress specifically, 47381 scores 29/100. 14.1% of residents fall below the poverty threshold. The vacancy rate is 0.0%.

Overall, 47381 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 47381 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 47381 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 47381 stays directly comparable to neighboring ZIPs and the rest of Jay County, Indiana. Sparse data for 47381 shows as blanks, never estimates, and the score updates on every fresh public filing.

47381's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 47381 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.