ZIP 47381 Property Distress & Foreclosure Data

DLRadar grades ZIP 47381 (Jay County, Indiana) at a minimal 8/100 for overall property distress. On the structural side it scores 19/100, with 1/100 of stress already active. Property-level stress concentrates in construction/permit lag (45/100), structural risk (19/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 6.2% year on year (phase confidence 31/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 90 housing units. About 199 people live here, median age 34. Median household income is $58,958, below the U.S. median near $78,000. Around 56% of renters are cost-burdened. Home values center near $83,800, an affordability ratio of 1.6× — accessible. Educational attainment sits at 7% bachelor's-or-above. Owners hold 76% of homes, renters 24%. DLRadar's demographic-stress index for the area reads 29/100. 14.1% of residents fall below the poverty threshold. The vacancy rate is 0.0%.

Net-net, 47381 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.