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ZIP 47326 Foreclosure, Tax-Lien & Distress Report

Jay County, Indiana · Affordable market

Jay County, Indiana's ZIP 47326 registers 14/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (45/100), structural risk (29/100), institutional ownership (27/100). On the quiet end sit institutional ownership (27/100) and mortgage stress (3/100). Structural risk reads 29/100 against active distress of 1/100.

The expansion-phase market in 47326 posted values that rose 5.1% over the year (phase confidence 29/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 1,784 people live here, median age 27. Owners hold 96% of homes, renters 4%. A median home runs $157,800 here. Vacancy runs 10.8%. About 9% have a four-year degree. The demographic-stress sub-score lands at 26/100. Households earn a median $51,418 — below the roughly $78,000 national figure. Rent burden reaches 23% of tenant households. The ZIP holds roughly 615 housing units. The poverty rate is 11.7%.

Net-net, 47326 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 47326 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 47326 runs through one identical public-record model, so its 14/100 sits on the same scale as every other ZIP in Jay County, Indiana and the nation. Where the public record is thin for 47326, the field stays empty rather than modeled, and fills in as new documents post.

47326's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 47326 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

14/100
Composite stress
29/100
Structural risk
1/100
Distress activity

What is driving ZIP 47326’s distress

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk25
Another 9 scored dimensions sit behind 47326

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 47326 by the numbers

47326 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Rules-based scoring — each signal ties to a public dataset · methodology

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