Jay County, IN: Foreclosures, Tax Liens & Distressed Properties
Jay County, IN, Indiana: 9 ZIP codes scored, Jay County, IN averaging 19/100 (low, Jay, IN), from 13 to 35. Jay County, IN is in its expansion phase (Jay, IN confidence 30/100): Jay, IN home prices up 5.1% (Jay, IN) over twelve months. Jay County, IN lender headwind: 34/100.
Highest-scoring Jay County, IN ZIPs: 47320 (35/100), 47336 (23/100), 47380 (21/100), 47390 (21/100), 47326 (14/100), 47371 (14/100). Also scored in Jay County, IN: 47373, 47381, 47369.
Across Jay County, IN's scored ZIPs: median home value $115,489, household income $55,085, 9.3% vacancy, 16.6% poverty, 81% owner-occupied, median age 41.5.
Jay County, IN insurance distress 27/100 (#1,713 in the US); FEMA hazard 52/100 for Jay, IN; 4 federal disaster declarations in Jay County, IN since 2023 (2 flood); Jay, IN construction distress 45/100.
5 banks with 6 branches lend in Jay County, IN; Jay, IN weighted bank stress 59/100, highest 65/100 in Jay, IN.
Jay County, IN unemployment 3.1% (Jay, IN -0.4 pts, six months); 21 new housing units permitted in Jay County, IN over twelve months, Jay, IN up 11% from 19; Jay, IN home prices +7.9% a year (Jay, IN) over three years.
8,904 housing units in Jay County, IN; 1,748 Jay, IN renter households; 35% of Jay, IN renters spend 30%+ of income on rent, 16% (Jay, IN) half or more.
Jay County, IN ranks #2,985 nationally on the opportunity index (Jay, IN, among all ranked counties); Jay, IN scores 23.3/100 and Jay, IN sits #88 inside Indiana. Jay, IN is in the weak opportunity phase; Jay, IN's primary driver is vacancy, Jay, IN second driver bank institutional; Jay, IN moved down 390 places. 2 days on market observed in Jay, IN; 10.3% vacancy over 9 Jay, IN ZIPs.
No CFPB county sample covers Jay County, IN. The non-metro area reading for Jay, IN: 1.0% ninety-plus days late; Jay, IN's thirty-to-eighty-nine share is 3.1% (Jay, IN, December 2025 data); Indiana overall 1.0%.
Jay County, IN has 2 watched banks; 2 Jay, IN banks sit in an elevated band. Jay, IN footprints: First Merchants Bank (2 branches, stress 65) in Jay, IN; First Bank Of Berne (1 branch, stress 60) in Jay, IN.
1,097 of the 8,904 housing units in Jay, IN sit vacant. Jay County, IN permitted 0 multifamily units in twelve months; Jay, IN's one-to-four unit structures added 21 units in Jay County, IN.