ZIP 46740 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 46740 (Adams County, Indiana) lands at 15/100 — low on DLRadar's public-record scoring. The split runs 34/100 structural to 2/100 active on the ground. What sets it apart are the readings on construction/permit lag (43/100), structural risk (34/100), institutional ownership (12/100). institutional ownership (12/100) and mortgage stress (6/100) stay muted.

The market reads peak — home values rose 4.3% year on year, and 40% higher over three years, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $59,230, median income runs below typical U.S. levels. Population is roughly 4,766 with a median age of 22. 14.4% of residents fall below the poverty threshold. A median home runs $158,900 here, or 3.0 times local income. Around 35% of renters are cost-burdened. Around 6% of adults hold a bachelor's degree or higher. The tenure split is 83% owner-occupied to 17% rented. There are about 1,341 housing units across 46740. On demographic stress specifically, 46740 scores 32/100. Vacancy runs 10.2%.

Net-net, 46740 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 46740's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 46740 reflects the current record instead of a stale or modeled snapshot.

The 15/100 for 46740 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 46740 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.