ZIP 46740 Property Distress & Foreclosure Data

ZIP code 46740 in Adams County, Indiana carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 39/100, with 2/100 of stress already active. What sets it apart are the readings on construction/permit lag (59/100), structural risk (39/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (6/100).

The peak-phase market in 46740 posted values that rose 4.4% over the year, and 40% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $59,230 — below the roughly $78,000 national figure. Population is roughly 4,766 with a median age of 22. Roughly 14.4% live below the poverty line. A median home runs $158,900 here, or 3.0 times local income. Around 35% of renters are cost-burdened. About 6% have a four-year degree. The tenure split is 83% owner-occupied to 17% rented. The ZIP holds roughly 1,341 housing units. On demographic stress specifically, 46740 scores 32/100. The vacancy rate is 10.2%.

On balance 46740 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.