Adams County, IN: Foreclosures, Tax Liens & Distressed Properties

Adams County, IN, Indiana: 8 ZIP codes scored, Adams County, IN averaging 15/100 (low, Adams, IN), from 7 to 28. Adams County, IN is in its peak phase (Adams, IN confidence 26/100): Adams, IN home prices up 4.3% (Adams, IN) over twelve months. Adams County, IN lender headwind: 56/100.

Highest-scoring Adams County, IN ZIPs: 46773 (28/100), 46711 (15/100), 46733 (15/100), 46772 (15/100), 46740 (14/100), 47326 (14/100). Also scored in Adams County, IN: 46777, 46714.

Across Adams County, IN's scored ZIPs: median home value $183,300, household income $63,876, 6.3% vacancy, 11.2% poverty, 83% owner-occupied, median age 33.2.

Adams County, IN insurance distress 18/100 (#2,392 in the US); FEMA hazard 0/100 for Adams, IN; 2 federal disaster declarations in Adams County, IN since 2023; 1 Adams, IN NFIP flood claims, $3K paid; Adams, IN construction distress 36/100.

6 banks with 13 branches lend in Adams County, IN; Adams, IN weighted bank stress 64/100, highest 90/100 in Adams, IN.

Adams County, IN unemployment 3.2% (Adams, IN -0.1 pts, six months); 110 new housing units permitted in Adams County, IN over twelve months, Adams, IN up 13% from 97; Adams, IN home prices +11.5% a year (Adams, IN) over three years.

13,308 housing units in Adams County, IN; 2,198 Adams, IN renter households; 32% of Adams, IN renters spend 30%+ of income on rent, 13% (Adams, IN) half or more.

Adams County, IN ranks #3,088 nationally on the opportunity index (Adams, IN, among all ranked counties); Adams, IN scores 22.2/100 and Adams, IN sits #91 inside Indiana. Adams, IN is in the weak opportunity phase; Adams, IN's primary driver is bank institutional, Adams, IN second driver construction; Adams, IN moved down 91 places. 116 days on market observed in Adams, IN; 6.7% vacancy over 8 Adams, IN ZIPs.

No CFPB county sample covers Adams County, IN. The non-metro area reading for Adams, IN: 1.0% ninety-plus days late; Adams, IN's thirty-to-eighty-nine share is 3.1% (Adams, IN, December 2025 data); Indiana overall 1.0%.

Adams County, IN has 2 watched banks; 2 Adams, IN banks sit in an elevated band. Adams, IN footprints: First Bank Of Berne (3 branches, stress 60) in Adams, IN; First Merchants Bank (1 branch, stress 65) in Adams, IN.

HUD lists 3 assisted multifamily properties in Adams County, IN with 192 units; 123 Adams, IN units are assisted, 2 Adams, IN properties under project-based Section 8.

907 of the 13,308 housing units in Adams, IN sit vacant. Adams County, IN permitted 0 multifamily units in twelve months; Adams, IN's one-to-four unit structures added 110 units in Adams County, IN.