ZIP 46714 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 46714 (Wells County, Indiana) at a minimal 9/100 for overall property distress. Its heaviest discrete signals: construction/permit lag (34/100), structural risk (19/100), institutional ownership (4/100). institutional ownership (4/100) and mortgage stress (2/100) stay muted. Latent structural risk is 19/100 while live distress already moving reads 1/100.

The neutral-phase market in 46714 posted values that rose 4.2% over the year, and 20% higher over three years (phase confidence 22/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 6,758 housing units across 46714. 7.8% of residents fall below the poverty threshold. A median home runs $185,300 here, or 2.6 times local income. 71% of housing is owner-occupied. Rent burden reaches 32% of tenant households. About 18% have a four-year degree. 15,257 residents call 46714 home, typically aged 40. Households earn a median $63,468 — below the roughly $78,000 national figure. The vacancy rate is 6.6%. DLRadar's demographic-stress index for the area reads 26/100.

Overall, 46714 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 46714 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 46714 runs hot or quiet, its 9/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46714 can be compared directly against any other ZIP in Wells County, Indiana or nationwide. Nothing here is interpolated — where a source is thin for 46714, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

46714's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 46714 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.