ZIP 46766 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 46766 (Wells County, Indiana) returns a minimal composite of 8/100. Latent structural risk is 17/100 while live distress already moving reads 1/100. Its heaviest discrete signals: construction/permit lag (33/100), structural risk (17/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.

Prices here sit in a neutral phase: values rose 4.2% over the trailing year (phase confidence 22/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 614 with a median age of 32. A median home runs $117,400 here, or 1.4 times local income. 95% of housing is owner-occupied. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 0.0%. Around 4% of adults hold a bachelor's degree or higher. Median household income is $83,371, near the U.S. median near $78,000. The ZIP holds roughly 184 housing units. The demographic-stress sub-score lands at 18/100.

Overall 46766 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 46766 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 46766 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 8/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 46766 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 46766's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 46766 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.