ZIP 46777 Foreclosure, Tax-Lien & Distress Report

In Wells County, Indiana, ZIP 46777 scores 10 of 100 for composite distress, a minimal level on DLRadar's public-record index. The split runs 22/100 structural to 1/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (42/100), structural risk (22/100), institutional ownership (4/100). On the quiet end sit institutional ownership (4/100) and mortgage stress (2/100).

Prices here sit in a neutral phase: values rose 4.2% over the trailing year, and 17% higher over three years, at 22/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $69,294 — near the roughly $78,000 national figure. Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 6,136 with a median age of 40. Around 14% of renters are cost-burdened. On demographic stress specifically, 46777 scores 22/100. Vacancy runs 4.5%. About 24% have a four-year degree. Home values center near $201,100, an affordability ratio of 2.7× — accessible. There are about 2,733 housing units across 46777. 77% of housing is owner-occupied.

Overall, 46777 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 46777 runs hot or quiet, its 10/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 46777 can be compared directly against any other ZIP in Wells County, Indiana or nationwide. 46777 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 10/100 for 46777 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 46777 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.