ZIP 46781 Property Distress & Foreclosure Data

ZIP code 46781 in Wells County, Indiana carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (52/100), structural risk (22/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. Structural risk reads 22/100 against active distress of 1/100.

The market reads peak — home values rose 4.5% year on year, and 18% higher over three years, at 39/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $192,900, an affordability ratio of 2.0× — accessible. Median household income is $89,886, above the U.S. median near $78,000. Owners hold 91% of homes, renters 9%. 5.3% of residents fall below the poverty threshold. About 879 people live here, median age 40. There are about 415 housing units across 46781. Vacancy runs 0.0%. Educational attainment sits at 10% bachelor's-or-above. Rent burden reaches 85% of tenant households. DLRadar's demographic-stress index for the area reads 31/100.

Overall 46781 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.