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ZIP 46781 Foreclosure, Tax-Lien & Distress Report

Wells County, Indiana · Affordable market

DLRadar grades ZIP 46781 (Wells County, Indiana) at a minimal 6/100 for overall property distress. Its standout signals are construction/permit lag (12/100), structural risk (12/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Structural exposure scores 12 and live distress 1 on the 0–100 scale.

The neutral-phase market in 46781 posted values that rose 4.2% over the year, and 18% higher over three years, at 22/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $192,900 (2.0× income, relatively affordable). Households earn a median $89,886 — above the roughly $78,000 national figure. The tenure split is 91% owner-occupied to 9% rented. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 879 with a median age of 40. There are about 415 housing units across 46781. Vacancy runs 0.0%. Around 10% of adults hold a bachelor's degree or higher. Around 85% of renters are cost-burdened. On demographic stress specifically, 46781 scores 31/100.

On balance, 46781 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 46781 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 46781's 6/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 46781 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

46781's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 46781 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

6/100
Composite stress
12/100
Structural risk
1/100
Distress activity

ZIP 46781 distress signals, scored

Foreclosure activity0
Mortgage stress2
Climate / FEMA risk28
46781 carries 9 additional scored dimensions

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 46781 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Neighbouring ZIPs in Wells County

Nearest ZIP codes to 46781

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Additional distress intelligence spanning Wells County, Indiana by ZIP, county and state.

Open the complete 46781 acquisition file

The full 46781 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.

Deterministic. Every signal traces to a public dataset · methodology

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