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ZIP 46781 Foreclosure, Tax-Lien & Distress Report

Wells County, Indiana · Affordable market

DLRadar grades ZIP 46781 (Wells County, Indiana) at a minimal 8/100 for overall property distress. Its standout signals are construction/permit lag (33/100), structural risk (17/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Structural exposure scores 17 and live distress 1 on the 0–100 scale.

The neutral-phase market in 46781 posted values that rose 4.2% over the year, and 18% higher over three years, at 22/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $192,900 (2.0× income, relatively affordable). Households earn a median $89,886 — above the roughly $78,000 national figure. The tenure split is 91% owner-occupied to 9% rented. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 879 with a median age of 40. There are about 415 housing units across 46781. Vacancy runs 0.0%. Around 10% of adults hold a bachelor's degree or higher. Around 85% of renters are cost-burdened. On demographic stress specifically, 46781 scores 31/100.

On balance, 46781 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 46781 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 46781's 8/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 46781 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

46781's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 46781 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

8/100
Composite stress
17/100
Structural risk
1/100
Distress activity

ZIP 46781 distress signals, scored

Foreclosure activity0
Mortgage stress2
Climate / FEMA risk28
46781 carries 9 additional scored dimensions

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 46781 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Open the complete 46781 acquisition file

The full 46781 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic. Every signal traces to a public dataset · methodology

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