ZIP 46731 Foreclosure, Tax-Lien & Distress Report
Wells County, Indiana · Distress market
ZIP 46731's composite property-distress score is 8/100 - DLRadar classes that as minimal for Wells County, Indiana. On the structural side it scores 17/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (33/100), structural risk (17/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.
The market reads neutral — home values rose 4.2% year on year, and 15% higher over three years, at 22/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
84% of housing is owner-occupied. The demographic-stress sub-score lands at 20/100. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 0% of tenant households. There are about 186 housing units across 46731. Vacancy runs 3.3%. About 12% have a four-year degree. About 858 people live here, median age 39. Households earn a median $108,542 — above the roughly $78,000 national figure. A median home runs $229,700 here, or 2.3 times local income.
Overall 46731 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 46731 at the moment; the composite and its components are still built from verifiable public records.
The 46731 read uses the identical public-record model applied coast to coast, which means its 8/100 score means exactly what it means anywhere else, and 46731 stays directly comparable to neighboring ZIPs and the rest of Wells County, Indiana. Where the public record is thin for 46731, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 46731 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 8/100 roll-up. Treat 46731 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 46731
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 46731 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 46731, the same set carried on every parcel.
Neighbouring ZIPs in Wells County
Related reports across Wells County, Indiana
Keep going: ZIP, county and state distress coverage for Wells County, Indiana.
The complete 46731 distress and acquisition report
See who owns each distressed property in 46731, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology