ZIP 46731 Property Distress & Foreclosure Data

ZIP code 46731 in Wells County, Indiana carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 22/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (52/100), structural risk (22/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100).

The peak-phase market in 46731 posted values that rose 4.5% over the year, and 15% higher over three years (phase confidence 39/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 84% owner-occupied to 16% rented. On demographic stress specifically, 46731 scores 20/100. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Around 0% of renters are cost-burdened. The ZIP holds roughly 186 housing units. The vacancy rate is 3.3%. About 12% have a four-year degree. Population is roughly 858 with a median age of 39. Households earn a median $108,542 — above the roughly $78,000 national figure. A median home runs $229,700 here, or 2.3 times local income.

Broadly, 46731 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.