ZIP 45828 Property Distress & Foreclosure Data

In Mercer County, Ohio, ZIP 45828 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 29/100, with 1/100 of stress already active. Its standout signals are construction/permit lag (59/100), structural risk (29/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The expansion-phase market in 45828 posted values that rose 5.1% over the year, and 17% higher over three years (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 78% owner-occupied to 22% rented. On demographic stress specifically, 45828 scores 22/100. Households earn a median $77,857 — near the roughly $78,000 national figure. Around 14% of renters are cost-burdened. The vacancy rate is 0.0%. About 27% have a four-year degree. Roughly 3.5% live below the poverty line, a low share typical of higher-equity areas. A median home runs $252,100 here, or 3.0 times local income. Population is roughly 6,343 with a median age of 32. The ZIP holds roughly 2,281 housing units.

On balance 45828 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.