Mercer County, OH: Foreclosures, Tax Liens & Distressed Properties

Mercer County, OH, Ohio: 18 ZIP codes scored, Mercer County, OH averaging 12/100 (minimal, Mercer, OH), from 5 to 18. Mercer County, OH is in its peak phase (Mercer, OH confidence 28/100): Mercer, OH home prices up 3.9% (Mercer, OH) over twelve months. Mercer County, OH lender headwind: 31/100.

Highest-scoring Mercer County, OH ZIPs: 45845 (18/100), 45865 (16/100), 45388 (15/100), 45869 (15/100), 45885 (14/100), 45887 (14/100). Also scored in Mercer County, OH: 45310, 45822, 45826, 45828, 45846, 45860, 45862, 45866, 45883, 45882.

Across Mercer County, OH's scored ZIPs: median home value $222,333, household income $80,252, 7.0% vacancy, 5.3% poverty, 85% owner-occupied, median age 39.0.

Mercer County, OH insurance distress 0/100 (#2,980 in the US); FEMA hazard 0/100 for Mercer, OH; 2 federal disaster declarations in Mercer County, OH since 2023; Mercer, OH construction distress 46/100.

9 banks with 20 branches lend in Mercer County, OH; Mercer, OH weighted bank stress 53/100, highest 69/100 in Mercer, OH.

Mercer County, OH unemployment 2.3% (Mercer, OH -1.1 pts, six months); 96 new housing units permitted in Mercer County, OH over twelve months, Mercer, OH up 3% from 93; Mercer, OH home prices +8.6% a year (Mercer, OH) over three years.

18,103 housing units in Mercer County, OH; 3,313 Mercer, OH renter households; 32% of Mercer, OH renters spend 30%+ of income on rent, 12% (Mercer, OH) half or more.

Mercer County, OH ranks #3,193 nationally on the opportunity index (Mercer, OH, among all ranked counties); Mercer, OH scores 20.3/100 and Mercer, OH sits #88 inside Ohio. Mercer, OH is in the weak opportunity phase; Mercer, OH's primary driver is bank institutional, Mercer, OH second driver construction; Mercer, OH moved down 283 places. 2 days on market observed in Mercer, OH; 8.9% vacancy over 18 Mercer, OH ZIPs.

No CFPB county sample covers Mercer County, OH. The non-metro area reading for Mercer, OH: 1.4% ninety-plus days late; Mercer, OH's thirty-to-eighty-nine share is 3.4% (Mercer, OH, December 2025 data); Ohio overall 1.0%.

Mercer County, OH has 8 watched banks; 8 Mercer, OH banks sit in an elevated band. Mercer, OH footprints: Peoples Bank Co (6 branches, stress 58) in Mercer, OH; Mercer Savings Bank (3 branches, stress 64) in Mercer, OH; First Financial Bank (3 branches, stress 47) in Mercer, OH.

1,695 of the 18,103 housing units in Mercer, OH sit vacant. Mercer County, OH permitted 0 multifamily units in twelve months; Mercer, OH's one-to-four unit structures added 96 units in Mercer County, OH.