Mercer County, OH: Foreclosures, Tax Liens & Distressed Properties

Mercer County, Ohio is mapped parcel-to-ZIP by DLRadar's public-record distress engine. The county spans 18 scored ZIP codes, averaging 12/100 composite distress. Lender pressure in Mercer County registers 31/100 — a contained bank-stress headwind. ZIP-level distress ranges from 17/100 at the top down to 5/100.

In its peak phase, Mercer County home prices rose 3.9% across the last year, a 28/100-confidence read. This late in the run, distress turns selective with opportunity concentrated by ZIP.

With Mercer County flat at +3.9% YoY (28/100 confidence), selectivity rules — target the few ZIPs carrying distress. Lender stress at 31/100 (contained) favors tax delinquency, probate and liens.

By composite, 45845 (17/100), 45388 (15/100), 45865 (15/100), 45869 (14/100), 45885 (14/100), 45887 (14/100) top the county — tap any ZIP to go deeper. Also scored across the county: 45310, 45822, 45826, 45828, 45846, 45860, 45862, 45866, 45882, 45883.

Profile-wise, Mercer County's tracked footprint report home values averaging roughly $222,333, below the US, 85% of homes owner-occupied, residents with a median age around 39, household income averaging about $80,252, roughly at the national median, vacancy near 7%, poverty running near 5.3%. Numbers like these frame the depth of motivated supply and the pace of resale.

Mercer County, Ohio's 12/100 average over 18 ZIPs says distress here is parcel-specific for a disciplined buyer. Inside DLRadar, each Mercer County property carries owner and contact detail, APN, a distress score and bank-exposure read.

Because Mercer County, Ohio is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Mercer County against neighboring markets or the rest of Ohio on equal footing.

The point of scoring Mercer County, Ohio is to narrow it — the high-composite ZIPs carry the distress, and everything below them rarely repays the outreach cost. The Mercer County figures are auditable line by line — county recorders and courts, FHFA price data, FDIC bank filings — with gaps left visible rather than filled by estimate.

Drilling in, Mercer County's highest-scoring ZIPs are 45845 (17/100), 45388 (15/100), 45865 (15/100), 45869 (14/100), 45885 (14/100), 45887 (14/100). DLRadar also scores 45310, 45822, 45826, 45828, 45846, 45860, 45862, 45866 and more across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

DLRadar's composite for Mercer County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.