ZIP 45861 Property Distress & Foreclosure Data

Composite property distress in 45861 (Paulding County, Ohio) lands at 8/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (36/100), structural risk (17/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural risk reads 17/100 against active distress of 1/100.

The peak-phase market in 45861 posted values that rose 4.9% over the year, at 43/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $122,200 here, or 1.2 times local income. There are about 162 housing units across 45861. Population is roughly 367 with a median age of 32. About 7% have a four-year degree. The tenure split is 93% owner-occupied to 7% rented. Households earn a median $90,565 — above the roughly $78,000 national figure. Vacancy runs 17.6%, above the national norm and a classic distress-and-opportunity signal. Roughly 12.8% live below the poverty line. On demographic stress specifically, 45861 scores 19/100. Rent burden reaches 0% of tenant households.

On the whole, 45861 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

8/100
Composite stress
17/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 45861

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk24
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Paulding County

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Deterministic. Every signal traces to a public dataset · methodology