ZIP 45861 Foreclosure, Tax-Lien & Distress Report
Paulding County, Ohio · High Vacancy market
ZIP 45861's composite property-distress score is 6/100 - DLRadar classes that as minimal for Paulding County, Ohio. What sets it apart are the readings on construction/permit lag (18/100), structural risk (12/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural exposure scores 12 and live distress 1 on the 0–100 scale.
The market reads expansion — home values rose 6.0% year on year, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The typical home is worth about $122,200 (1.2× income, relatively affordable). The ZIP holds roughly 162 housing units. Population is roughly 367 with a median age of 32. Around 7% of adults hold a bachelor's degree or higher. Owners hold 93% of homes, renters 7%. Households earn a median $90,565 — above the roughly $78,000 national figure. Vacancy runs 17.6%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 12.8%. DLRadar's demographic-stress index for the area reads 19/100. Rent burden reaches 0% of tenant households.
Taken together, 45861 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 45861 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 45861 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 6/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 45861, the field stays empty rather than modeled, and fills in as new documents post.
The 6/100 for 45861 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 45861 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 45861 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
45861 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 45861, the same set carried on every parcel.
Adjacent Paulding County ZIP reports
Nearest ZIP codes to 45861
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Paulding County, Ohio
Related ZIP, county and statewide reads linked to Paulding County, Ohio.
Unlock parcel-level detail for ZIP 45861
Every distressed parcel in 45861 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology