ZIP 45821 Property Distress & Foreclosure Data

Paulding County, Ohio's ZIP 45821 registers 8/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (36/100), structural risk (17/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural risk reads 17/100 against active distress of 1/100.

The market reads peak — home values rose 4.9% year on year, and 4% higher over three years, at 42/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $118,100, an affordability ratio of 1.5× — accessible. DLRadar's demographic-stress index for the area reads 25/100. There are about 347 housing units across 45821. 5.6% of residents fall below the poverty threshold. About 710 people live here, median age 50. Vacancy runs 6.0%. Rent burden reaches 60% of tenant households. Educational attainment sits at 12% bachelor's-or-above. Owners hold 93% of homes, renters 7%. Median household income is $84,091, near the U.S. median near $78,000.

Overall 45821 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.