ZIP 45855 Foreclosure, Tax-Lien & Distress Report

ZIP 45855's composite property-distress score is 6/100 - DLRadar classes that as minimal for Paulding County, Ohio. Structural risk reads 13/100 against active distress of 1/100. The sharpest non-environmental signals are construction/permit lag (21/100), structural risk (13/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $69,167, near the U.S. median near $78,000. The vacancy rate is 6.8%. Rent burden reaches 0% of tenant households. The demographic-stress sub-score lands at 19/100. There are about 77 housing units across 45855. The typical home is worth about $98,600 (1.4× income, relatively affordable). Educational attainment sits at 9% bachelor's-or-above. The tenure split is 78% owner-occupied to 22% rented. Roughly 10.1% live below the poverty line. Population is roughly 158 with a median age of 45.

On balance 45855 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 45855 read uses the identical public-record model applied coast to coast, which means its 6/100 score means exactly what it means anywhere else, and 45855 stays directly comparable to neighboring ZIPs and the rest of Paulding County, Ohio. The score is rebuilt from public data as it updates, so 45855 reflects the current record instead of a stale or modeled snapshot.

45855's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 45855 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.