ZIP 45849 Foreclosure, Tax-Lien & Distress Report
Paulding County, Ohio · High Vacancy market
In Paulding County, Ohio, ZIP 45849 scores 6 of 100 for composite distress, a minimal level on DLRadar's distress index. What sets it apart are the readings on construction/permit lag (16/100), structural risk (12/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. On the structural side it scores 12/100, with 1/100 of stress already active.
The market reads expansion — home values rose 5.5% year on year, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
1,136 residents call 45849 home, typically aged 35. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. 80% of housing is owner-occupied. Median household income is $92,743, above the U.S. median near $78,000. The typical home is worth about $124,500 (1.1× income, relatively affordable). About 5% have a four-year degree. Vacancy runs 14.1%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 435 housing units. On demographic stress specifically, 45849 scores 19/100. Rent burden reaches 8% of tenant households.
Net-net, 45849 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 45849 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 45849's 6/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 45849 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
45849's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 45849 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 45849’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
45849 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 45849, the same set carried on every parcel.
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Nearest ZIP codes to 45849
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Paulding County, Ohio
Additional distress intelligence spanning Paulding County, Ohio by ZIP, county and state.
Open the complete 45849 acquisition file
Every distressed parcel in 45849 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology