ZIP 45851 Property Distress & Foreclosure Data
DLRadar grades ZIP 45851 (Paulding County, Ohio) at a minimal 8/100 for overall property distress. The latent-versus-live split is 17/100 structural and 1/100 already moving. Property-level stress concentrates in construction/permit lag (36/100), structural risk (17/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.
The market reads peak — home values rose 4.9% year on year (phase confidence 43/100). Topping markets hide individual distress behind strong averages.
Median household income is $81,917, near the U.S. median near $78,000. Home values center near $152,400, an affordability ratio of 2.0× — accessible. Owners hold 88% of homes, renters 12%. The ZIP holds roughly 286 housing units. 6.9% of residents fall below the poverty threshold. Educational attainment sits at 22% bachelor's-or-above. Around 7% of renters are cost-burdened. About 578 people live here, median age 44. DLRadar's demographic-stress index for the area reads 19/100. The vacancy rate is 15.1% — elevated.
Net-net, 45851 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 45851
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Paulding County
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Deterministic. Every signal traces to a public dataset · methodology