ZIP 45851 Foreclosure, Tax-Lien & Distress Report

In Paulding County, Ohio, ZIP 45851 scores 6 of 100 for composite distress, a minimal level on DLRadar's public-record index. Structural exposure scores 13 and live distress 1 on the 0–100 scale. Leading the profile are construction/permit lag (21/100), structural risk (13/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $81,917, median income runs near typical U.S. levels. Home values center near $152,400, an affordability ratio of 2.0× — accessible. Owners hold 88% of homes, renters 12%. There are about 286 housing units across 45851. Roughly 6.9% live below the poverty line, a low share typical of higher-equity areas. Around 22% of adults hold a bachelor's degree or higher. Around 7% of renters are cost-burdened. About 578 people live here, median age 44. On demographic stress specifically, 45851 scores 19/100. The vacancy rate is 15.1% — elevated.

On the whole, 45851 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 45851's 6/100 can be lined up against any neighbor in Paulding County, Ohio or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 45851, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

45851's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 45851 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.