Paulding County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Paulding County, OH distress report, 2026: 15 ZIPs scored in Paulding, OH, Paulding, OH average 7/100; the top Paulding, OH ZIP is 45831 at 15/100; Paulding, OH market phase expansion, Paulding, OH prices +6.0% year over year.
- Paulding, OH ranks #2,467 nationally (opportunity index); Paulding, OH #45 in Ohio; Paulding, OH index 26.0.
- Paulding, OH: no CFPB county sample; Paulding, OH non-metro area reading 1.4%.
- Paulding, OH ZIP phases: 12 expansion, 3 peak.
- Paulding, OH residential listings tracked: 6 across 10 ZIPs; Paulding, OH candidate listings 4.
- Paulding, OH lenders on watch: 4; largest Paulding, OH footprint Antwerp Exchange Bank Co (2 branches).
- Paulding, OH most distressed ZIP: 45831 at 15/100.
Paulding, OH figures: DLRadar distress index; Paulding, OH inputs: CFPB, FHFA, HUD, FDIC; Paulding, OH rebuilt as sources refresh.
| Rank | Paulding, OH ZIP | Score |
|---|---|---|
| 1 | 45831 | 15/100 |
| 2 | 45827 | 14/100 |
| 3 | 43512 | 9/100 |
| 4 | 43526 | 9/100 |
| 5 | 45813 | 6/100 |
| 6 | 45821 | 6/100 |
| 7 | 45849 | 6/100 |
| 8 | 45851 | 6/100 |
| 9 | 45855 | 6/100 |
| 10 | 45861 | 6/100 |
| 11 | 45873 | 6/100 |
| 12 | 45879 | 6/100 |
Most distressed Paulding, OH ZIPs (0-100, 2026)
Mortgage delinquency around Paulding, OH
No CFPB county sample covers Paulding, OH; the non-metro area reading for Paulding, OH: 1.4% ninety-plus; Paulding, OH area thirty-to-eighty-nine 3.4% (December 2025, Paulding, OH); Ohio overall 1.0%.
Opportunity index: Paulding, OH
Paulding, OH index 26.0, Paulding, OH phase weak; Paulding, OH primary driver bank institutional, Paulding, OH second driver vacancy. Paulding, OH components: property stress 12.4, foreclosure pressure 11.5, listing discounts 27.9, bank stress 61.2, insurance 0.0; Paulding, OH pulse 29.1; Paulding, OH capital opportunity 21.4; Paulding, OH seven-day change +0.4%.
ZIP market phases inside Paulding, OH
15 Paulding, OH ZIPs carry a price-cycle phase; Paulding, OH ZIPs by phase (Paulding, OH), deepest drawdown first: peak, +4.1% YoY (Paulding, OH): 43512, 43526; expansion, +5.9% YoY (Paulding, OH): 45813, 45821, 45831; expansion, +6.0% YoY (Paulding, OH): 45827, 45851, 45855, 45861, Paulding, OH 45873, 45879, 45880; peak, +4.0% YoY (Paulding, OH): 45832; expansion, +5.5% YoY (Paulding, OH): 45849; expansion, +5.0% YoY (Paulding, OH): 45886.
Residential listings by Paulding, OH ZIP
Paulding, OH ZIPs with the most tracked Paulding, OH residential listings: 45813 4 listings, 3 candidates, bank pressure 62; 45873 1 listings, 1 candidates, bank pressure 60; 45879 1 listings, 0 candidates, bank pressure 64; 45821 0 listings, 0 candidates, bank pressure 62 (Paulding, OH); 45849 0 listings, 0 candidates, bank pressure 62; 45851 0 listings, 0 candidates, bank pressure 64; 45855 0 listings, 0 candidates, bank pressure 64; 45861 0 listings, 0 candidates, bank pressure 64. Paulding, OH totals: 6 listings; Paulding, OH candidates 4; active ZIPs 3.
Lenders with branches in Paulding, OH
Paulding, OH lenders by branch count: Antwerp Exchange Bank Co (Paulding, OH): stress 91, 2 branches low in Paulding, OH; State Bank&Trust Co (Paulding, OH): stress 66, 2 branches moderate in Paulding, OH; Union Bank Co (Paulding, OH): stress 70, 1 branch moderate in Paulding, OH; First Financial Bank (Paulding, OH): stress 47, 1 branch moderate in Paulding, OH.
Vacancy and permits, Paulding, OH
927 of 8,551 Paulding, OH housing units are vacant; Paulding, OH permits, twelve months: 0 multifamily units in Paulding, OH, 33 one-to-four unit units.
Work Paulding, OH at the parcel level
Every Paulding, OH parcel carries owner and address; every Paulding, OH parcel carries APN; Paulding, OH distress scores sit on the Paulding, OH live board.
Paulding, OH figures refresh with each source.
Paulding, OH questions
Most distressed ZIP code in Paulding County, OH?
ZIP 45831 leads Paulding, OH at 15/100; next in Paulding, OH: 45827 at 14/100; the Paulding, OH average is 7/100.
Where does Paulding County, OH rank for investment opportunity?
Paulding, OH is #2,467 among all ranked counties, #45 in Ohio; the Paulding, OH driver is bank institutional; Paulding, OH moved up 36 places.
How many mortgages are delinquent in Paulding County, OH?
Paulding, OH takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Paulding, OH.
Which banks lend in Paulding County, OH?
4 watched lenders hold Paulding, OH branches; the largest Paulding, OH footprints are Antwerp Exchange Bank Co (2), State Bank&Trust Co (2), Union Bank Co (1).
More on Paulding, OH
Paulding County, OH distress report: public-record figures for Paulding, OH; not legal advice for Paulding, OH; not tax or investment advice; verify every Paulding, OH record before acting.