Paulding County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Paulding County, Ohio? DLRadar grades every Paulding County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 14/100. Here is the 2026 Paulding County breakdown.
- Paulding County's most distressed ZIP is 45831 at 14/100.
- 15 ZIP codes tracked in Paulding County, averaging 7/100 distress.
- Paulding County reads expansion — home values up 6.0% year over year.
- Vacancy runs 9.3% across Paulding County's tracked ZIPs, with a 8.8% poverty rate.
- The typical Paulding County home is worth about $143,433 against a ~$71,428 median income.
- Lending headwind in Paulding County sits at 64/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 45831 | 14/100 |
| 2 | 45827 | 13/100 |
| 3 | 43512 | 9/100 |
| 4 | 43526 | 9/100 |
| 5 | 45813 | 6/100 |
| 6 | 45821 | 6/100 |
| 7 | 45849 | 6/100 |
| 8 | 45851 | 6/100 |
| 9 | 45855 | 6/100 |
| 10 | 45861 | 6/100 |
| 11 | 45873 | 6/100 |
| 12 | 45879 | 6/100 |
Most distressed ZIP codes in Paulding County (composite distress 0-100, 2026)
What is driving Paulding County distress
DLRadar builds Paulding County's distress picture only from records anyone can pull; its ZIPs average 7/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Paulding County market phase and pricing
Paulding County reads expansion — home prices rose 6.0% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Paulding County
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What people ask
Which part of Paulding County, OH scores highest for distress?
ZIP 45831 leads Paulding County at 14/100, recomputed monthly from public records.
Is Paulding County expanding or contracting?
FHFA price-index movement places Paulding County in expansion; prices are up 6.0% over twelve months.
Can the Paulding County figures be verified?
Each Paulding County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 15 local ZIPs and every other county in the country.
How much do distress scores vary between Paulding County ZIP codes?
The county figure is a blend, not a description. Across the Paulding County ZIPs DLRadar ranks, scores run from 14/100 in 45831 down to 6/100 in 45879, against a Paulding County average of 7/100. With 8 points between best and worst, county-level targeting in Paulding County wastes effort.
What do Paulding County home values and vacancy say about distressed supply?
The typical Paulding County home carries about $143,433 of value against a median household income near $71,428. Vacancy across Paulding County's tracked ZIPs runs 9.3% and the poverty rate is 8.8%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Paulding County's filings and its 64/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.