ZIP 45827 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 45827 in Putnam County, Ohio comes in at 13, a minimal composite-distress reading. The sharpest non-environmental signals are construction/permit lag (73/100), structural risk (30/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. Structurally it carries 30/100, against 1/100 of stress already in motion.

The expansion-phase market in 45827 posted values that rose 6.0% over the year, and 30% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 90% of homes, renters 10%. The ZIP holds roughly 988 housing units. Around 15% of adults hold a bachelor's degree or higher. Households earn a median $84,099 — near the roughly $78,000 national figure. Population is roughly 2,151 with a median age of 47. Roughly 8.1% live below the poverty line. Home values center near $203,300, an affordability ratio of 2.4× — accessible. Rent burden reaches 69% of tenant households. The vacancy rate is 6.8%. On demographic stress specifically, 45827 scores 30/100.

Overall 45827 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 45827 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 45827 stays directly comparable to neighboring ZIPs and the rest of Putnam County, Ohio. Where the public record is thin for 45827, the field stays empty rather than modeled, and fills in as new documents post.

45827's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 45827 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.