Allen County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Allen County, OH distress report, 2026: 20 ZIPs scored in Allen, OH, Allen, OH average 14/100; the top Allen, OH ZIP is 45801 at 16/100; Allen, OH market phase expansion, Allen, OH prices +11.0% year over year.
- Allen, OH ranks #2,056 nationally (opportunity index); Allen, OH #30 in Ohio; Allen, OH index 27.5.
- Allen, OH: no CFPB county sample; Allen, OH non-metro area reading 1.4%.
- Allen, OH ZIP phases: 18 expansion, 2 peak.
- Allen, OH residential listings tracked: 20 across 13 ZIPs; Allen, OH candidate listings 13.
- Allen, OH HUD assisted properties: 18 with 1,102 units.
- Allen, OH lenders on watch: 8; largest Allen, OH footprint Citizens Nb Of Bluffton (6 branches).
- Allen, OH most distressed ZIP: 45801 at 16/100.
Allen, OH figures: DLRadar distress index; Allen, OH inputs: CFPB, FHFA, HUD, FDIC; Allen, OH rebuilt as sources refresh.
| Rank | Allen, OH ZIP | Score |
|---|---|---|
| 1 | 45801 | 16/100 |
| 2 | 45804 | 16/100 |
| 3 | 45805 | 16/100 |
| 4 | 45807 | 16/100 |
| 5 | 45808 | 16/100 |
| 6 | 45809 | 16/100 |
| 7 | 45820 | 16/100 |
| 8 | 45854 | 16/100 |
| 9 | 45806 | 15/100 |
| 10 | 45850 | 15/100 |
| 11 | 45830 | 14/100 |
| 12 | 45844 | 14/100 |
Most distressed Allen, OH ZIPs (0-100, 2026)
Mortgage delinquency around Allen, OH
No CFPB county sample covers Allen, OH; the non-metro area reading for Allen, OH: 1.4% ninety-plus; Allen, OH area thirty-to-eighty-nine 3.4% (December 2025, Allen, OH); Ohio overall 1.0%.
Opportunity index: Allen, OH
Allen, OH index 27.5, Allen, OH phase weak; Allen, OH primary driver bank institutional, Allen, OH second driver construction. Allen, OH components: property stress 16.1, foreclosure pressure 8.0, listing discounts 33.1, bank stress 57.4, insurance 0.0; Allen, OH pulse 29.1; Allen, OH capital opportunity 25.0.
ZIP market phases inside Allen, OH
20 Allen, OH ZIPs carry a price-cycle phase; Allen, OH ZIPs by phase (Allen, OH), deepest drawdown first: expansion, +11.0% YoY (Allen, OH): 45801, 45804, 45805, 45807, Allen, OH 45808, 45809, 45820, 45854; expansion, +9.5% YoY (Allen, OH): 45806; expansion, +6.1% YoY (Allen, OH): 45810, 45812; expansion, +7.5% YoY (Allen, OH): 45817; expansion, +7.6% YoY (Allen, OH): 45830; expansion, +7.4% YoY (Allen, OH): 45833; expansion, +6.0% YoY (Allen, OH): 45844; expansion, +9.9% YoY (Allen, OH): 45850.
Residential listings by Allen, OH ZIP
Allen, OH ZIPs with the most tracked Allen, OH residential listings: 45801 7 listings, 4 candidates, bank pressure 60; 45804 5 listings, 4 candidates, bank pressure 60; 45806 3 listings, 2 candidates, bank pressure 60; 45805 2 listings, 1 candidates, bank pressure 60 (Allen, OH); 45833 2 listings, 2 candidates, bank pressure 61; 45807 1 listings, 0 candidates, bank pressure 60; 45808 0 listings, 0 candidates, bank pressure 60; 45809 0 listings, 0 candidates, bank pressure 60. Allen, OH totals: 20 listings; Allen, OH candidates 13; active ZIPs 6.
HUD assisted housing in Allen, OH
18 assisted properties with 1,102 units sit in Allen, OH; largest Allen, OH properties: Lima Towers (Lima) 200 units, 200 assisted; Willow Lake I (Lima) 192 units; Luther Pines (Lima) 109 units, 108 assisted in Allen, OH; New Northwood Apartments (Lima) 100 units, 100 assisted; New Maplewood Apartments (Lima) 96 units, 72 assisted; Brower Commons (Lima) 90 units.
Lenders with branches in Allen, OH
Allen, OH lenders by branch count: Citizens Nb Of Bluffton (Allen, OH): stress 43, 6 branches low in Allen, OH; Jpmorgan Chase Bank Na (Allen, OH): stress 65, 4 branches low in Allen, OH; First Nb Of Pandora (Allen, OH): stress 83, 3 branches low in Allen, OH; Union Bank Co (Allen, OH): stress 70, 3 branches low in Allen, OH; Huntington National Bank (Allen, OH): stress 63, 3 branches low in Allen, OH; Fifth Third Bank Na (Allen, OH): stress 62, 2 branches low in Allen, OH; U S Bank National Assn (Allen, OH): stress 67, 1 branch low in Allen, OH; State Bank&Trust Co (Allen, OH): stress 66, 1 branch low in Allen, OH.
Vacancy and permits, Allen, OH
3,496 of 44,791 Allen, OH housing units are vacant; Allen, OH permits, twelve months: 23 multifamily units in Allen, OH, 123 one-to-four unit units.
Work Allen, OH at the parcel level
Every Allen, OH parcel carries owner and address; every Allen, OH parcel carries APN; Allen, OH distress scores sit on the Allen, OH live board.
Allen, OH figures refresh with each source.
Allen, OH questions
Most distressed ZIP code in Allen County, OH?
ZIP 45801 leads Allen, OH at 16/100; next in Allen, OH: 45804 at 16/100; the Allen, OH average is 14/100.
Where does Allen County, OH rank for investment opportunity?
Allen, OH is #2,056 among all ranked counties, #30 in Ohio; the Allen, OH driver is bank institutional; Allen, OH moved up 445 places.
How many mortgages are delinquent in Allen County, OH?
Allen, OH takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Allen, OH.
Which banks lend in Allen County, OH?
8 watched lenders hold Allen, OH branches; the largest Allen, OH footprints are Citizens Nb Of Bluffton (6), Jpmorgan Chase Bank Na (4), First Nb Of Pandora (3).
More on Allen, OH
Allen County, OH distress report: public-record figures for Allen, OH; not legal advice for Allen, OH; not tax or investment advice; verify every Allen, OH record before acting.