Allen County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Allen County, Ohio? DLRadar grades every Allen County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 18/100. Here is the 2026 Allen County breakdown.
- Allen County's most distressed ZIP is 45817 at 18/100.
- 20 ZIP codes tracked in Allen County, averaging 15/100 distress.
- Allen County reads expansion — home values up 11.0% year over year.
- Vacancy runs 10.3% across Allen County's tracked ZIPs, with a 10.8% poverty rate.
- The typical Allen County home is worth about $164,355 against a ~$65,104 median income.
- Lending headwind in Allen County sits at 40/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 45817 | 18/100 |
| 2 | 45801 | 17/100 |
| 3 | 45804 | 17/100 |
| 4 | 45805 | 17/100 |
| 5 | 45807 | 17/100 |
| 6 | 45808 | 17/100 |
| 7 | 45809 | 17/100 |
| 8 | 45820 | 17/100 |
| 9 | 45854 | 17/100 |
| 10 | 45806 | 16/100 |
| 11 | 45850 | 15/100 |
| 12 | 45830 | 14/100 |
Most distressed ZIP codes in Allen County (composite distress 0-100, 2026)
What is driving Allen County distress
Allen County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 15/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Allen County market phase and pricing
DLRadar places Allen County in expansion; prices moved up 11.0% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Allen County
Everything summarised here for Allen County is free. Start a trial to see the scored parcels, owners and filings underneath — nothing charged today.
Card-free · live data across the whole platform for a week.
Frequently asked
What is the hardest-hit ZIP in Allen County?
ZIP 45817 leads Allen County at 18/100, recomputed monthly from public records.
How would you describe the Allen County market phase?
Phase for Allen County: expansion, tracking a 11.0% gain year over year, read off the FHFA index.
How is the Allen County data sourced?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 20 Allen County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Allen County ZIP codes?
Averaging the county conceals how uneven it is. Across the Allen County ZIPs DLRadar ranks, scores run from 18/100 in 45817 down to 14/100 in 45830, against a Allen County average of 15/100. Those 4 points separate the ZIPs worth working in Allen County from the rest.
What do Allen County home values and vacancy say about distressed supply?
The typical Allen County home carries about $164,355 of value against a median household income near $65,104. Vacancy across Allen County's tracked ZIPs runs 10.3% and the poverty rate is 10.8%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Allen County's foreclosure and lien filings and its 40/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.