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ZIP 45332 Foreclosure, Tax-Lien & Distress Report

Darke County, Ohio · Affordable market

On DLRadar's 0-100 public-record scale, ZIP 45332 in Darke County, Ohio comes in at 14, a minimal composite-distress reading. Latent structural risk is 32/100 while live distress already moving reads 1/100. The most distinctive pressure shows up in construction/permit lag (46/100), structural risk (32/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Educational attainment sits at 18% bachelor's-or-above. Roughly 10.7% live below the poverty line. The ZIP holds roughly 299 housing units. On demographic stress specifically, 45332 scores 20/100. The typical home is worth about $114,000 (1.7× income, relatively affordable). 602 residents call 45332 home, typically aged 30. Median household income is $65,000, below the U.S. median near $78,000. The vacancy rate is 5.6%. Around 10% of renters are cost-burdened. Owners hold 84% of homes, renters 16%.

On balance 45332 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 45332 at the moment; the composite and its components are still built from verifiable public records.

Whether 45332 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45332 can be compared directly against any other ZIP in Darke County, Ohio or nationwide. Nothing here is interpolated — where a source is thin for 45332, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 45332's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 45332 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

14/100
Composite stress
32/100
Structural risk
1/100
Distress activity

ZIP 45332 distress signals, scored

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk57
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 45332 distress snapshot

The live 45332 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Adjacent Darke County ZIP reports

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Each signal above is traceable to an open dataset · methodology

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