ZIP 45359 Property Distress & Foreclosure Data

ZIP code 45359 in Miami County, Ohio carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (66/100), flood (NFIP) exposure (60/100). What sets it apart are the readings on construction/permit lag (52/100), structural risk (45/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (6/100) register low. Structural risk reads 45/100 against active distress of 2/100.

The market reads expansion — home values rose 7.0% year on year, and 20% higher over three years, at 40/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 2,041 people live here, median age 42. Home values center near $208,700, an affordability ratio of 2.6× — accessible. Owners hold 77% of homes, renters 23%. There are about 786 housing units across 45359. Rent burden reaches 28% of tenant households. Vacancy runs 5.5%. Median household income is $70,707, near the U.S. median near $78,000. Educational attainment sits at 20% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 26/100. 11.7% of residents fall below the poverty threshold.

Net-net, 45359 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.