ZIP 45359 Foreclosure, Tax-Lien & Distress Report
Miami County, Ohio · Distress market
Miami County, Ohio's ZIP 45359 registers 18/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (66/100). Property-level stress concentrates in structural risk (42/100), construction/permit lag (41/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (6/100) register low. Structural risk reads 42/100 against active distress of 2/100.
Prices here sit in a peak phase: values rose 4.6% over the trailing year, and 20% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.
About 2,041 people live here, median age 42. The typical home is worth about $208,700 (2.6× income, relatively affordable). 77% of housing is owner-occupied. The ZIP holds roughly 786 housing units. Rent burden reaches 28% of tenant households. The vacancy rate is 5.5%. Households earn a median $70,707 — near the roughly $78,000 national figure. About 20% have a four-year degree. The demographic-stress sub-score lands at 26/100. The poverty rate is 11.7%.
Overall, 45359 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 45359 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 45359 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 45359 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 18/100 for 45359 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 45359 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 45359
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 45359 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 45359, the same set carried on every parcel.
Miami County ZIPs near 45359
Explore related distress reports
Related ZIP, county and statewide reads linked to Miami County, Ohio.
See every distressed parcel in 45359
Pull every distressed parcel in 45359 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Deterministic scoring, sourced entirely from public data · methodology