ZIP 45359 Foreclosure, Tax-Lien & Distress Report
Miami County, Ohio · Distress market
Miami County, Ohio's ZIP 45359 registers 20/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (77/100), climate & FEMA risk (66/100). Property-level stress concentrates in structural risk (45/100), construction/permit lag (43/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (6/100) register low. Structural risk reads 45/100 against active distress of 2/100.
Prices here sit in a peak phase: values rose 4.6% over the trailing year, and 20% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.
About 2,041 people live here, median age 42. The typical home is worth about $208,700 (2.6× income, relatively affordable). 77% of housing is owner-occupied. The ZIP holds roughly 786 housing units. Rent burden reaches 28% of tenant households. The vacancy rate is 5.5%. Households earn a median $70,707 — near the roughly $78,000 national figure. About 20% have a four-year degree. The demographic-stress sub-score lands at 26/100. The poverty rate is 11.7%.
Overall, 45359 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 45359 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 45359 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 45359 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 20/100 for 45359 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 45359 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 45359
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 45359 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 45359, the same set carried on every parcel.
Miami County ZIPs near 45359
Nearest ZIP codes to 45359
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
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See every distressed parcel in 45359
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Deterministic scoring, sourced entirely from public data · methodology