ZIP 45361 Property Distress & Foreclosure Data

Composite property distress in 45361 (Miami County, Ohio) lands at 19/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (52/100), structural risk (45/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (6/100) stay muted. On the structural side it scores 45/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (66/100), flood (NFIP) exposure (60/100).

Prices here sit in a expansion phase: values rose 7.0% over the trailing year (phase confidence 40/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $60,625, median income runs below typical U.S. levels. The vacancy rate is 4.5%. The ZIP holds roughly 90 housing units. Around 12% of renters are cost-burdened. The poverty rate is 28.5% — high, a tax-stress and distress correlate. Around 13% of adults hold a bachelor's degree or higher. 325 residents call 45361 home, typically aged 30. The typical home is worth about $124,300 (1.9× income, relatively affordable). The demographic-stress sub-score lands at 26/100. 76% of housing is owner-occupied.

Taken together, 45361 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.