ZIP 45361 Foreclosure, Tax-Lien & Distress Report
Miami County, Ohio · High Poverty market
On DLRadar's 0-100 distress scale, ZIP 45361 in Miami County, Ohio comes in at 20, a low composite-distress reading. Its standout signals are structural risk (45/100), construction/permit lag (43/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (6/100) stay muted. Structural risk reads 45/100 against active distress of 2/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (77/100), climate & FEMA risk (66/100).
The peak-phase market in 45361 posted values that rose 4.6% over the year (phase confidence 27/100). Topping markets hide individual distress behind strong averages.
Median household income is $60,625, below the U.S. median near $78,000. Vacancy runs 4.5%. The ZIP holds roughly 90 housing units. Rent burden reaches 12% of tenant households. Roughly 28.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 13% have a four-year degree. About 325 people live here, median age 30. Home values center near $124,300, an affordability ratio of 1.9× — accessible. On demographic stress specifically, 45361 scores 26/100. The tenure split is 76% owner-occupied to 24% rented.
On the whole, 45361 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 45361 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 45361 stays directly comparable to neighboring ZIPs and the rest of Miami County, Ohio. 45361 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 45361 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Practically, 45361 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 45361
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 45361 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Miami County ZIP reports
Nearest ZIP codes to 45361
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Miami County, Ohio.
Unlock parcel-level detail for ZIP 45361
Open 45361 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology