Warren County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Warren County, Ohio? DLRadar grades every Warren County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Warren County breakdown.
- Warren County's most distressed ZIP is 45044 at 25/100.
- 24 ZIP codes tracked in Warren County, averaging 21/100 distress.
- Warren County reads peak — home values up 3.5% year over year.
- Vacancy runs 5.5% across Warren County's tracked ZIPs, with a 6.5% poverty rate.
- The typical Warren County home is worth about $298,867 against a ~$98,975 median income.
- Lending headwind in Warren County sits at 46/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 45044 | 25/100 |
| 2 | 45042 | 24/100 |
| 3 | 45050 | 24/100 |
| 4 | 45327 | 24/100 |
| 5 | 45342 | 24/100 |
| 6 | 45458 | 24/100 |
| 7 | 45005 | 21/100 |
| 8 | 45032 | 21/100 |
| 9 | 45034 | 21/100 |
| 10 | 45036 | 21/100 |
| 11 | 45039 | 21/100 |
| 12 | 45040 | 21/100 |
Most distressed ZIP codes in Warren County (composite distress 0-100, 2026)
What is driving Warren County distress
The Warren County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 21/100 ZIP average. No proprietary or modelled inputs enter the score.
Warren County market phase and pricing
Warren County reads peak — home prices rose 3.5% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Warren County
Everything summarised here for Warren County is free. Start a trial to see the scored parcels, owners and filings underneath — nothing charged today.
No card required · full read access to live data for 60 minutes.
What people ask
What is the hardest-hit ZIP in Warren County?
ZIP 45044 leads Warren County at 25/100, recomputed monthly from public records.
What market phase is Warren County in?
Warren County is classified peak with a 3.5% year-over-year increase, following the FHFA House Price Index.
What are the sources behind these Warren County numbers?
Every Warren County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 24 Warren County ZIP codes that it runs on every other U.S. county, so Warren County's numbers are directly comparable to any other market.
How much do distress scores vary between Warren County ZIP codes?
A county average hides the spread. Across the Warren County ZIPs DLRadar ranks, scores run from 25/100 in 45044 down to 21/100 in 45040, against a Warren County average of 21/100. The 4-point range is the argument for ZIP-level search across Warren County.
What do Warren County home values and vacancy say about distressed supply?
The typical Warren County home carries about $298,867 of value against a median household income near $98,975. Vacancy across Warren County's tracked ZIPs runs 5.5% and the poverty rate is 6.5%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Warren County's filings and its 46/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.