ZIP 45148 Foreclosure, Tax-Lien & Distress Report

In Clinton County, Ohio, ZIP 45148 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (76/100). Property-level stress concentrates in structural risk (30/100), institutional ownership (17/100), construction/permit lag (14/100). By contrast, construction/permit lag (14/100) and mortgage stress (7/100) register low. Structural exposure scores 30 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 6% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 646 housing units across 45148. Home values center near $179,700, an affordability ratio of 2.3× — accessible. About 15% have a four-year degree. DLRadar's demographic-stress index for the area reads 23/100. 85% of housing is owner-occupied. Vacancy runs 2.8%. 12.2% of residents fall below the poverty threshold. Rent burden reaches 18% of tenant households. About 1,675 people live here, median age 49. Median household income is $69,448, near the U.S. median near $78,000.

Net-net, 45148 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 45148 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 45148's 13/100 can be lined up against any neighbor in Clinton County, Ohio or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 45148, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 13/100 for 45148 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 45148 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.