ZIP 45135 Foreclosure, Tax-Lien & Distress Report

ZIP 45135's composite property-distress score is 9/100 - DLRadar classes that as minimal for Highland County, Ohio. Its standout signals are construction/permit lag (21/100), structural risk (19/100), institutional ownership (4/100). By contrast, institutional ownership (4/100) and mortgage stress (3/100) register low. Structural exposure scores 19 and live distress 1 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 37% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 1,894 housing units across 45135. 75% of housing is owner-occupied. The vacancy rate is 4.2%. Around 22% of adults hold a bachelor's degree or higher. Around 12% of renters are cost-burdened. Median household income is $77,373, near the U.S. median near $78,000. Population is roughly 5,422 with a median age of 35. On demographic stress specifically, 45135 scores 21/100. The typical home is worth about $210,000 (2.3× income, relatively affordable). The poverty rate is 4.8% — low.

Net-net, 45135 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 45135 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 45135 runs through one identical public-record model, so its 9/100 sits on the same scale as every other ZIP in Highland County, Ohio and the nation. The score is rebuilt from public data as it updates, so 45135 reflects the current record instead of a stale or modeled snapshot.

Behind 45135's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 45135 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.