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ZIP 45132 Foreclosure, Tax-Lien & Distress Report

Highland County, Ohio · High Poverty market

DLRadar grades ZIP 45132 (Highland County, Ohio) at a minimal 11/100 for overall property distress. Structural risk reads 24/100 against active distress of 1/100. The most distinctive pressure shows up in construction/permit lag (41/100), structural risk (24/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The expansion-phase market in 45132 posted values that rose 6.0% over the year, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Rent burden reaches 90% of tenant households. 22.3% of residents fall below the poverty threshold. Vacancy runs 4.2%. DLRadar's demographic-stress index for the area reads 40/100. Around 10% of adults hold a bachelor's degree or higher. Home values center near $100,000, an affordability ratio of 3.1× — accessible. Households earn a median $31,875 — below the roughly $78,000 national figure. The tenure split is 71% owner-occupied to 29% rented. The ZIP holds roughly 58 housing units. 130 residents call 45132 home, typically aged 41.

On the whole, 45132 leans distressed, with opportunity clustered in specific stressed parcels. 45132 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 45132 runs through one identical public-record model, so its 11/100 sits on the same scale as every other ZIP in Highland County, Ohio and the nation. The score is rebuilt from public data as it updates, so 45132 reflects the current record instead of a stale or modeled snapshot.

45132's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 45132 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

11/100
Composite stress
24/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 45132

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk44
9 further distress layers are graded for 45132

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 45132 Stress Report snapshot

The live 45132 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Unlock parcel-level detail for ZIP 45132

Every distressed parcel in 45132 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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