ZIP 45644 Property Distress & Foreclosure Data

DLRadar grades ZIP 45644 (Ross County, Ohio) at a low 20/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100), climate & FEMA risk (60/100). On the structural side it scores 47/100, with 2/100 of stress already active. Property-level stress concentrates in construction/permit lag (59/100), structural risk (47/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 4.7% year on year, and 16% higher over three years (phase confidence 35/100). Topping markets hide individual distress behind strong averages.

Around 43% of renters are cost-burdened. 16.8% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 32/100. Educational attainment sits at 14% bachelor's-or-above. Median household income is $70,469, near the U.S. median near $78,000. Owners hold 69% of homes, renters 31%. The vacancy rate is 7.3%. Home values center near $238,300, an affordability ratio of 3.1× — accessible. About 4,561 people live here, median age 47. The ZIP holds roughly 2,138 housing units.

Net-net, 45644 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.