ZIP 45644 Foreclosure, Tax-Lien & Distress Report
Ross County, Ohio · Distress market
On DLRadar's 0-100 distress scale, ZIP 45644 in Ross County, Ohio comes in at 18, a low composite-distress reading. Environmental exposure also runs high (flood (NFIP) exposure (72/100), climate & FEMA risk (60/100)). The latent-versus-live split is 41/100 structural and 2/100 already moving. Leading the profile are structural risk (41/100), construction/permit lag (35/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted.
Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 16% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Around 43% of renters are cost-burdened. 16.8% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 32/100. Around 14% of adults hold a bachelor's degree or higher. Median household income is $70,469, near the U.S. median near $78,000. The tenure split is 69% owner-occupied to 31% rented. The vacancy rate is 7.3%. The typical home is worth about $238,300 (3.1× income, relatively affordable). Population is roughly 4,561 with a median age of 47. There are about 2,138 housing units across 45644.
Net-net, 45644 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 45644 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The 45644 read uses the identical scoring model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 45644 stays directly comparable to neighboring ZIPs and the rest of Ross County, Ohio. Every figure is auditable to a public dataset and refreshed as records update; 45644 shows blanks, not estimates, wherever the record is sparse.
45644's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 45644 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 45644
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 45644 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 45644, the same set carried on every parcel.
Other Ross County ZIP codes
Nearest ZIP codes to 45644
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 45644
More ZIP, county and state distress intelligence connected to Ross County, Ohio.
Get the full acquisition report for 45644
Get every distressed property in 45644 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology