ZIP 45644 Foreclosure, Tax-Lien & Distress Report
Ross County, Ohio · Distress market
On DLRadar's 0-100 public-record scale, ZIP 45644 in Ross County, Ohio comes in at 18, a low composite-distress reading. Environmental exposure also runs high (flood (NFIP) exposure (74/100), climate & FEMA risk (60/100)). The latent-versus-live split is 43/100 structural and 2/100 already moving. Leading the profile are structural risk (43/100), construction/permit lag (41/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted.
Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 16% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Around 43% of renters are cost-burdened. 16.8% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 32/100. Around 14% of adults hold a bachelor's degree or higher. Median household income is $70,469, near the U.S. median near $78,000. The tenure split is 69% owner-occupied to 31% rented. The vacancy rate is 7.3%. The typical home is worth about $238,300 (3.1× income, relatively affordable). Population is roughly 4,561 with a median age of 47. There are about 2,138 housing units across 45644.
Net-net, 45644 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 45644 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The 45644 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 45644 stays directly comparable to neighboring ZIPs and the rest of Ross County, Ohio. Every figure is auditable to a public dataset and refreshed on ingest; 45644 shows blanks, not estimates, wherever the record is sparse.
45644's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 45644 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 45644
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 45644 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 45644, the same set carried on every parcel.
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Get the full acquisition report for 45644
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Rules-based scoring — each signal ties to a public dataset · methodology