ZIP 43154 Foreclosure, Tax-Lien & Distress Report

ZIP code 43154 in Fairfield County, Ohio carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (91/100), structural risk (59/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (77/100), climate & FEMA risk (69/100). Structural risk reads 59/100 against active distress of 2/100.

The peak-phase market in 43154 posted values that rose 3.0% over the year, and 30% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $108,750, above the U.S. median near $78,000. Owners hold 90% of homes, renters 10%. Around 53% of renters are cost-burdened. Home values center near $250,700, an affordability ratio of 2.1× — accessible. Around 32% of adults hold a bachelor's degree or higher. 3,447 residents call 43154 home, typically aged 44. Roughly 2.5% live below the poverty line, a low share typical of higher-equity areas. There are about 1,253 housing units across 43154. The demographic-stress sub-score lands at 24/100. Vacancy runs 5.4%.

Net-net, 43154 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 43154 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 43154 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 43154 stays directly comparable to neighboring ZIPs and the rest of Fairfield County, Ohio. Where the public record is thin for 43154, the field stays empty rather than modeled, and fills in as new documents post.

43154's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 43154 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.