ZIP 43102 Foreclosure, Tax-Lien & Distress Report

In Fairfield County, Ohio, ZIP 43102 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (76/100), climate & FEMA risk (75/100). Its standout signals are construction/permit lag (98/100), structural risk (62/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. The latent-versus-live split is 62/100 structural and 2/100 already moving.

The peak-phase market in 43102 posted values that rose 3.0% over the year, and 13% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 3,797 people live here, median age 42. 87% of housing is owner-occupied. Home values center near $304,500, an affordability ratio of 3.1× — accessible. The ZIP holds roughly 1,456 housing units. Educational attainment sits at 18% bachelor's-or-above. Vacancy runs 5.3%. Roughly 10.9% live below the poverty line. On demographic stress specifically, 43102 scores 26/100. Median household income is $77,381, near the U.S. median near $78,000. Rent burden reaches 25% of tenant households.

Net-net, 43102 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 43102 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 43102 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 43102 reflects the current record instead of a stale or modeled snapshot.

43102's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 43102 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.