ZIP 43046 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 43046 (Fairfield County, Ohio) lands at 28/100 — low on DLRadar's distress scoring. Property-level stress concentrates in construction/permit lag (100/100), structural risk (64/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (76/100), flood (NFIP) exposure (76/100). Structurally it carries 64/100, against 2/100 of stress already in motion.

The market reads peak — home values rose 3.0% year on year, and 4% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

Households earn a median $86,295 — near the roughly $78,000 national figure. 78% of housing is owner-occupied. Around 20% of renters are cost-burdened. Vacancy runs 13.3%, above the national norm and a classic distress-and-opportunity signal. 4.4% of residents fall below the poverty threshold. The typical home is worth about $281,300 (3.3× income, relatively affordable). Educational attainment sits at 21% bachelor's-or-above. There are about 1,495 housing units across 43046. On demographic stress specifically, 43046 scores 25/100. 3,128 residents call 43046 home, typically aged 52.

Net-net, 43046 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 43046 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 43046 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 43046 can be compared directly against any other ZIP in Fairfield County, Ohio or nationwide. Where the record is thin for 43046, the field stays empty rather than modeled, and fills in as new documents post.

43046's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 43046 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.