ZIP 45601 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 45601 (Ross County, Ohio) returns a low composite of 15/100. Structural exposure scores 35 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (71/100), climate & FEMA risk (61/100). Its standout signals are structural risk (35/100), institutional ownership (16/100), construction/permit lag (11/100). On the quiet end sit construction/permit lag (11/100) and mortgage stress (7/100).

The peak-phase market in 45601 posted values that rose 4.0% over the year, and 20% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 69% of homes, renters 31%. Home values center near $173,100, an affordability ratio of 2.8× — accessible. DLRadar's demographic-stress index for the area reads 31/100. The vacancy rate is 7.6%. The ZIP holds roughly 23,192 housing units. At $57,430, median income runs below typical U.S. levels. Roughly 18.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 18% of adults hold a bachelor's degree or higher. Population is roughly 56,453 with a median age of 41. Rent burden reaches 44% of tenant households.

On balance 45601 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 45601 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 45601's 15/100 can be lined up against any neighbor in Ross County, Ohio or any ZIP coast to coast. Where the record is thin for 45601, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 45601 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. For a buyer, 45601 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.