ZIP 45640 Foreclosure, Tax-Lien & Distress Report
Jackson County, Ohio · Affordable market
ZIP code 45640 in Jackson County, Ohio carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: structural risk (27/100), institutional ownership (26/100), mortgage stress (11/100). On the quiet end sit institutional ownership (26/100) and mortgage stress (11/100). The latent-versus-live split is 27/100 structural and 3/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (81/100)).
Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 23% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
DLRadar's demographic-stress index for the area reads 29/100. There are about 7,213 housing units across 45640. Rent burden reaches 39% of tenant households. Home values center near $168,800, an affordability ratio of 2.6× — accessible. At $62,813, median income runs below typical U.S. levels. About 20% have a four-year degree. Population is roughly 16,360 with a median age of 40. The vacancy rate is 8.7%. Roughly 15.1% live below the poverty line. 72% of housing is owner-occupied.
Overall, 45640 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 45640 at the moment; the composite and its components are still built from verifiable public records.
The number is not local guesswork: 45640's 11/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 45640, the field stays empty rather than modeled, and fills in as new documents post.
The 11/100 figure for 45640 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 45640 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 45640’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 45640 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 45640, the same set carried on every parcel.
Jackson County ZIPs near 45640
Keep exploring Ohio distress
Additional distress intelligence spanning Jackson County, Ohio by ZIP, county and state.
Open the complete 45640 acquisition file
Every distressed parcel in 45640 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology