ZIP 45640 Property Distress & Foreclosure Data

Composite property distress in 45640 (Jackson County, Ohio) lands at 14/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (34/100), construction/permit lag (30/100), institutional ownership (26/100). institutional ownership (26/100) and mortgage stress (11/100) stay muted. On the structural side it scores 34/100, with 3/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (81/100).

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 23% higher over three years (phase confidence 43/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 29/100. The ZIP holds roughly 7,213 housing units. Around 39% of renters are cost-burdened. The typical home is worth about $168,800 (2.6× income, relatively affordable). At $62,813, median income runs below typical U.S. levels. Around 20% of adults hold a bachelor's degree or higher. 16,360 residents call 45640 home, typically aged 40. The vacancy rate is 8.7%. The poverty rate is 15.1%. 72% of housing is owner-occupied.

Overall, 45640 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.