ZIP 45685 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 45685 (Jackson County, Ohio) at a minimal 13/100 for overall property distress. Structurally it carries 30/100, against 3/100 of stress already in motion. What sets it apart are the readings on structural risk (30/100), institutional ownership (23/100), construction/permit lag (13/100). On the quiet end sit construction/permit lag (13/100) and mortgage stress (10/100). Climate and flood risk are elevated too — flood (NFIP) exposure (76/100).

The expansion-phase market in 45685 posted values that rose 5.3% over the year (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 74% owner-occupied to 26% rented. Vacancy runs 21.3%, above the national norm and a classic distress-and-opportunity signal. 1,272 residents call 45685 home, typically aged 21. Around 15% of adults hold a bachelor's degree or higher. Home values center near $115,000, an affordability ratio of 2.1× — accessible. Rent burden reaches 79% of tenant households. DLRadar's demographic-stress index for the area reads 36/100. The ZIP holds roughly 433 housing units. Roughly 10.5% live below the poverty line. Median household income is $63,472, below the U.S. median near $78,000.

On the whole, 45685 leans distressed, with opportunity clustered in specific stressed parcels. 45685 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 45685 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 45685 stays directly comparable to neighboring ZIPs and the rest of Jackson County, Ohio. Every figure is auditable to a public dataset and refreshed on ingest; 45685 shows blanks, not estimates, wherever the record is sparse.

Behind 45685's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 45685 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.