ZIP 45686 Foreclosure, Tax-Lien & Distress Report
Gallia County, Ohio · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 45686 in Gallia County, Ohio comes in at 17, a low composite-distress reading. Structural exposure scores 40 and live distress 2 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (84/100), structural risk (40/100), institutional ownership (12/100). institutional ownership (12/100) and mortgage stress (7/100) stay muted.
Prices here sit in a peak phase: values rose 4.7% over the trailing year (phase confidence 30/100). Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 1,540 housing units. Home values center near $166,100, an affordability ratio of 3.0× — accessible. The poverty rate is 17.4% — high, a tax-stress and distress correlate. On demographic stress specifically, 45686 scores 34/100. About 14% have a four-year degree. The tenure split is 80% owner-occupied to 20% rented. Around 54% of renters are cost-burdened. Population is roughly 3,556 with a median age of 43. At $53,212, median income runs below typical U.S. levels. Vacancy runs 20.0%, above the national norm and a classic distress-and-opportunity signal.
On the whole, 45686 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 45686's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 45686, the field stays empty rather than modeled, and fills in as new documents post.
45686's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 45686 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 45686 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
45686 at a glance
Current distress, phase, housing and lender-pressure figures for 45686, drawn from the same report attached to each property.
Adjacent Gallia County ZIP reports
Keep exploring Ohio distress
Other reports tied to Gallia County, Ohio — ZIP, county and statewide.
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Each signal above is traceable to an open dataset · methodology