ZIP 45686 Property Distress & Foreclosure Data
Composite property distress in 45686 (Gallia County, Ohio) lands at 14/100 — minimal on DLRadar's public-record scoring. The latent-versus-live split is 34/100 structural and 2/100 already moving. The sharpest non-environmental signals are construction/permit lag (60/100), structural risk (34/100), institutional ownership (12/100). By contrast, institutional ownership (12/100) and mortgage stress (7/100) register low.
The market reads expansion — home values rose 5.0% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
The ZIP holds roughly 1,540 housing units. Home values center near $166,100, an affordability ratio of 3.0× — accessible. 17.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 34/100. Educational attainment sits at 14% bachelor's-or-above. Owners hold 80% of homes, renters 20%. Around 54% of renters are cost-burdened. About 3,556 people live here, median age 43. Median household income is $53,212, below the U.S. median near $78,000. The vacancy rate is 20.0% — elevated.
Net-net, 45686 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 45686
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Gallia County
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Deterministic. Every signal traces to a public dataset · methodology