ZIP 45620 Property Distress & Foreclosure Data

In Gallia County, Ohio, ZIP 45620 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (69/100). The latent-versus-live split is 52/100 structural and 3/100 already moving. Its standout signals are construction/permit lag (100/100), structural risk (52/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (9/100) register low.

The market reads expansion — home values rose 5.1% year on year (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 370 housing units. 10.0% of residents fall below the poverty threshold. The vacancy rate is 20.6% — elevated. Educational attainment sits at 14% bachelor's-or-above. Owners hold 89% of homes, renters 11%. DLRadar's demographic-stress index for the area reads 21/100. Median household income is $77,556, near the U.S. median near $78,000. About 751 people live here, median age 42. Around 0% of renters are cost-burdened. Home values center near $156,800, an affordability ratio of 2.1× — accessible.

Net-net, 45620 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.