ZIP 45620 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 45620 in Gallia County, Ohio comes in at 22, a low composite-distress reading. Climate and flood risk are elevated too — flood (NFIP) exposure (68/100). Structurally it carries 52/100, against 3/100 of stress already in motion. Leading the profile are construction/permit lag (100/100), structural risk (52/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (9/100).

The market reads peak — home values rose 4.0% year on year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 370 housing units. 10.0% of residents fall below the poverty threshold. The vacancy rate is 20.6% — elevated. About 14% have a four-year degree. 89% of housing is owner-occupied. On demographic stress specifically, 45620 scores 21/100. Median household income is $77,556, near the U.S. median near $78,000. 751 residents call 45620 home, typically aged 42. Rent burden reaches 0% of tenant households. Home values center near $156,800, an affordability ratio of 2.1× — accessible.

On the whole, 45620 leans distressed, with opportunity clustered in specific stressed parcels. 45620 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 45620 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 45620 stays directly comparable to neighboring ZIPs and the rest of Gallia County, Ohio. Where the public record is thin for 45620, the field stays empty rather than modeled, and fills in as new documents post.

45620's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 45620 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.