ZIP 45678 Foreclosure, Tax-Lien & Distress Report

Lawrence County, Ohio's ZIP 45678 registers 20/100 composite distress, which DLRadar reads as low. The split runs 45/100 structural to 3/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (45/100), structural risk (45/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (9/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (73/100), climate & FEMA risk (66/100)).

The market reads expansion — home values rose 6.7% year on year, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 1,196 with a median age of 38. At $57,361, median income runs below typical U.S. levels. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 10% of tenant households. The tenure split is 78% owner-occupied to 22% rented. The ZIP holds roughly 558 housing units. A median home runs $84,000 here, or 1.6 times local income. On demographic stress specifically, 45678 scores 21/100. 7.0% of residents fall below the poverty threshold. Around 8% of adults hold a bachelor's degree or higher.

Overall, 45678 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 45678 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 45678 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 45678 reflects the current record instead of a stale or modeled snapshot.

The 20/100 for 45678 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 45678 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.