ZIP 45619 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 45619 (Lawrence County, Ohio) lands at 20/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (74/100), climate & FEMA risk (71/100)). Structurally it carries 45/100, against 3/100 of stress already in motion. Its standout signals are structural risk (45/100), construction/permit lag (38/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (9/100).

The expansion-phase market in 45619 posted values that rose 7.3% over the year, and 18% higher over three years, at 37/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $57,525, median income runs below typical U.S. levels. The vacancy rate is 16.8% — elevated. Around 46% of renters are cost-burdened. Around 26% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 28/100. Owners hold 80% of homes, renters 20%. Roughly 11.1% live below the poverty line. There are about 3,477 housing units across 45619. The typical home is worth about $145,300 (2.5× income, relatively affordable). 7,273 residents call 45619 home, typically aged 40.

On the whole, 45619 leans distressed, with opportunity clustered in specific stressed parcels. While 45619 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 45619 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 45619 stays directly comparable to neighboring ZIPs and the rest of Lawrence County, Ohio. Where the public record is thin for 45619, the field stays empty rather than modeled, and fills in as new documents post.

The 20/100 figure for 45619 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 45619 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.