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ZIP 45658 Foreclosure, Tax-Lien & Distress Report

Gallia County, Ohio · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 45658 in Gallia County, Ohio comes in at 22, a low composite-distress reading. Structurally it carries 52/100, against 3/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (68/100). Its heaviest discrete signals: construction/permit lag (100/100), structural risk (52/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (9/100).

The peak-phase market in 45658 posted values that rose 4.0% over the year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 1,089 housing units across 45658. Vacancy runs 21.4%, above the national norm and a classic distress-and-opportunity signal. Owners hold 98% of homes, renters 2%. About 17% have a four-year degree. A median home runs $116,600 here, or 1.7 times local income. On demographic stress specifically, 45658 scores 20/100. 15.5% of residents fall below the poverty threshold. At $69,500, median income runs near typical U.S. levels. About 2,654 people live here, median age 34. Rent burden reaches 0% of tenant households.

On the whole, 45658 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 45658 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45658 can be compared directly against any other ZIP in Gallia County, Ohio or nationwide. Sparse data for 45658 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 22/100 for 45658 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 45658 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

22/100
Composite stress
52/100
Structural risk
3/100
Distress activity

What is driving ZIP 45658’s distress

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk45
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 45658 distress snapshot

The live 45658 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Each signal above is traceable to an open dataset · methodology

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