Gallia County, OH: Foreclosures, Tax Liens & Distressed Properties

Gallia County, Ohio is mapped parcel-to-ZIP by DLRadar's public-record distress engine. The county's ZIP scores run from 13 up to 22/100. On bank and credit headwind, Gallia County scores 62/100, a stressed reading. DLRadar scores 12 ZIPs here, with a mean composite of 20/100.

The county market is in a peak phase: home prices rose 3.9% over the past year (phase confidence 28/100). With pricing topped out, the opportunity narrows — the edge is parcel by parcel.

Near the cycle top at +3.9% YoY (28/100 confidence), opportunity is parcel-specific and a county-wide sweep stays on the shelf. Bank stress at 62/100 signals what's coming: expect more lender-driven inventory soon.

Top distress by ZIP runs 45614 (22/100), 45620 (22/100), 45623 (22/100), 45631 (22/100), 45658 (22/100), 45674 (22/100), listed with every scored ZIP below. Coverage extends to 45760, 45678, 45688, 45686, 45656, 45685 among others.

Underneath the scores, the Gallia County ZIPs on file show median home values around $127,717 (below the national figure), a median household income near $56,552 (below the US norm), residents with a median age around 37.2, 17.3% of households below the poverty line, 74% of homes owner-occupied, vacancy near 19.9%. These fundamentals signal both the distress on offer and the exit velocity.

With a low 20/100 reading over 12 ZIPs, distress here is parcel-specific — work it parcel by parcel. A DLRadar subscription opens every Gallia County parcel: owner, mailing address, APN, a score, the bank behind the note and how fast it should sell.

The distress read for Gallia County, Ohio is refreshed as new public records post and uses the same methodology coast to coast, so Gallia County stays directly comparable to any other market you track.

In Gallia County, Ohio, the scores are a targeting tool first: they tell you which ZIPs hold the distress and which owners are most likely under real financial pressure, so limited acquisition effort lands where it converts. All of it is deterministic and auditable: Gallia County's numbers come from county recorders, the courts, FHFA and FDIC, with nothing interpolated or guessed when a source is sparse.

Drilling in, Gallia County's highest-scoring ZIPs are 45614 (22/100), 45620 (22/100), 45623 (22/100), 45631 (22/100), 45658 (22/100), 45674 (22/100). DLRadar also scores 45760, 45678, 45688, 45686, 45656, 45685 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

Under Gallia County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.