ZIP 45614 Foreclosure, Tax-Lien & Distress Report
Gallia County, Ohio · High Vacancy market
Scored purely from public records, 45614 (Gallia County, Ohio) returns a low composite of 22/100. Climate and flood risk are elevated too — flood (NFIP) exposure (68/100). Its standout signals are construction/permit lag (100/100), structural risk (52/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100). On the structural side it scores 52/100, with 3/100 of stress already active.
Prices here sit in a peak phase: values rose 3.9% over the trailing year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.
Home values center near $162,300, an affordability ratio of 1.9× — accessible. 79% of housing is owner-occupied. 5,585 residents call 45614 home, typically aged 39. The ZIP holds roughly 2,207 housing units. Around 41% of renters are cost-burdened. The vacancy rate is 17.7% — elevated. Roughly 17.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. At $63,418, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 28/100. About 23% have a four-year degree.
Taken together, 45614 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 45614 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 45614's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 45614, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 45614 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. For an operator, 45614 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 45614’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 45614 distress snapshot
The live 45614 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Gallia County ZIP reports
Explore related distress reports
Further distress data across Gallia County, Ohio at ZIP, county and state level.
Open the complete 45614 acquisition file
Pull every distressed parcel in 45614 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
No modelling: every input is a public record · methodology