ZIP 45631 Property Distress & Foreclosure Data

Composite property distress in 45631 (Gallia County, Ohio) lands at 22/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (52/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (68/100). The latent-versus-live split is 52/100 structural and 3/100 already moving.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, and 27% higher over three years (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 34% of renters are cost-burdened. 72% of housing is owner-occupied. At $54,772, median income runs below typical U.S. levels. Around 19% of adults hold a bachelor's degree or higher. The vacancy rate is 13.9% — elevated. The ZIP holds roughly 6,559 housing units. The poverty rate is 12.7%. The demographic-stress sub-score lands at 28/100. The typical home is worth about $156,200 (2.5× income, relatively affordable). 12,669 residents call 45631 home, typically aged 44.

Taken together, 45631 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.