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ZIP 45680 Foreclosure, Tax-Lien & Distress Report

Lawrence County, Ohio · High Vacancy market

DLRadar grades ZIP 45680 (Lawrence County, Ohio) at a low 20/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (74/100), climate & FEMA risk (71/100)). Structural exposure scores 45 and live distress 3 on the 0–100 scale. What sets it apart are the readings on structural risk (45/100), construction/permit lag (38/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (9/100) register low.

Prices here sit in a expansion phase: values rose 7.3% over the trailing year, and 15% higher over three years, at 37/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 16.3%, above the national norm and a classic distress-and-opportunity signal. 18.5% of residents fall below the poverty threshold. Around 33% of renters are cost-burdened. About 16% have a four-year degree. 11,878 residents call 45680 home, typically aged 45. 66% of housing is owner-occupied. Households earn a median $55,348 — below the roughly $78,000 national figure. A median home runs $164,800 here, or 2.7 times local income. DLRadar's demographic-stress index for the area reads 31/100. The ZIP holds roughly 5,570 housing units.

Taken together, 45680 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 45680 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 45680 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 45680, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 45680 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For a buyer, 45680 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

20/100
Composite stress
45/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 45680

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk71
Another 9 scored dimensions sit behind 45680

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

45680 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 45680, the same set carried on every parcel.

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Other Lawrence County ZIP codes

More distress data near 45680

Related ZIP, county and statewide reads linked to Lawrence County, Ohio.

Open the complete 45680 acquisition file

The full 45680 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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